Best for: GST-registered small businesses that want accounting and invoicing together
✓ GST-compliant invoices and returns support
✓ Integrates with Zoho CRM, Inventory and Payroll
India · Updated October 2026
Best Billing & Invoicing Software in India
Businesses in India can choose from local and global billing & invoicing tools. Below are 16 options worth considering, plus a checklist of what to look for before you sign up.
Create GST/VAT invoices, quotes and payment reminders. Prices are shown in different currencies by different providers — check the provider's site for current pricing in INR and any local taxes.
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CurrencyINR
Indirect taxGST 18%
Options compared16
Built in India11
Quick comparison
| Software | Best for | Free plan | Origin | |
|---|---|---|---|---|
| GST-registered small businesses that want accounting and invoicing together | Yes | IN | Visit | |
| Freelancers and service businesses who just need professional invoices | Yes | IN | Visit | |
| Established Indian SMEs and accountants who already work in Tally | No (trial may exist) | IN | Visit | |
| Small retailers and traders who bill from a phone or desktop | Verify | IN | Visit | |
| Indian SMBs wanting quick GST billing on mobile | Verify | IN | Visit | |
| Pharma, FMCG and distribution businesses in India | No (trial may exist) | IN | Visit | |
| Indian SMEs who want fast GST invoices and e-invoices from phone or web | Verify | IN | Visit | |
| Shopkeepers tracking customer credit (udhaar) and payments | Yes | IN | Visit | |
| Small shops replacing the paper credit book | Yes | IN | Visit | |
| Freelancers and agencies sending GST and export invoices | Yes | IN | Visit | |
| Traders, distributors and manufacturers needing GST accounting with inventory | No (trial may exist) | IN | Visit | |
| Small businesses in the US, UK, Canada and Australia | No (trial may exist) | US | Visit | |
| Small businesses and accountants in the UK, Australia and New Zealand | No (trial may exist) | NZ | Visit | |
| Freelancers and service businesses billing clients for time | No (trial may exist) | CA | Visit | |
| Very small businesses in the US and Canada on a tight budget | Yes | CA | Visit | |
| Freelancers who want an open-source invoicing option | Yes | US | Visit |
What businesses in India should check
- GST invoices with HSN/SAC, CGST/SGST/IGST split, e-invoicing (IRN/QR) and e-way bills
- Invoice templates that match your tax rules and print sizes (A4, A5 or thermal)
- Recurring invoices and automatic payment reminders
- Quotes and proforma invoices that convert into invoices
- Reports your accountant can import without retyping
- Mobile access if you bill away from a desk
Businesses in India generally charge GST at a standard rate of 18%, with reduced rates and exemptions for some goods and services.
The shortlist
Best for: Freelancers and service businesses who just need professional invoices
✓ Free to use
✓ Clean invoice templates
Best for: Established Indian SMEs and accountants who already work in Tally
✓ Very familiar to Indian CAs and accountants
✓ Strong GST and statutory reporting
Best for: Small retailers and traders who bill from a phone or desktop
✓ Simple for non-accountants
✓ Works on mobile
Best for: Indian SMBs wanting quick GST billing on mobile
✓ Fast mobile billing
✓ Indian GST formats
Best for: Pharma, FMCG and distribution businesses in India
✓ Strong inventory and batch tracking
✓ Industry-specific versions
Best for: Indian SMEs who want fast GST invoices and e-invoices from phone or web
✓ Quick GST invoices on mobile and desktop
✓ E-invoice and e-way bill support
Best for: Shopkeepers tracking customer credit (udhaar) and payments
✓ Very easy for first-time digital users
✓ Available in many Indian languages
Best for: Small shops replacing the paper credit book
✓ Free and simple
✓ Works in regional languages
Best for: Freelancers and agencies sending GST and export invoices
✓ Good for service businesses
✓ Multi-currency invoices for export clients
Best for: Traders, distributors and manufacturers needing GST accounting with inventory
✓ Strong GST and inventory
✓ Many industry reports
Best for: Small businesses in the US, UK, Canada and Australia
✓ Large accountant and app ecosystem
✓ Strong reporting
Best for: Small businesses and accountants in the UK, Australia and New Zealand
✓ Clean, fast reconciliation
✓ Unlimited users on plans
Best for: Freelancers and service businesses billing clients for time
✓ Very easy invoicing
✓ Time tracking built in
Best for: Very small businesses in the US and Canada on a tight budget
✓ Free core invoicing and accounting
✓ Simple to learn
Best for: Freelancers who want an open-source invoicing option
✓ Self-hosting option
✓ Free tier
1
Visit site
Zoho Books Made for India
Best for: GST-registered small businesses that want accounting and invoicing together
Cloud accounting from Zoho with GST invoicing, e-way bills, bank feeds and integration with the wider Zoho suite.
Pros
- GST-compliant invoices and returns support
- Integrates with Zoho CRM, Inventory and Payroll
- Mobile apps and multi-user access
Cons
- Advanced features sit in higher plans
- Can feel heavy for very small shops that only need billing
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
2Visit site
Zoho Invoice Made for India
Best for: Freelancers and service businesses who just need professional invoices
A focused invoicing app for quotes, invoices, time tracking and payment reminders.
Pros
- Free to use
- Clean invoice templates
- Recurring invoices and reminders
Cons
- No full bookkeeping
- Upgrade to Zoho Books for accounting
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software
3
Visit site
TallyPrime Made for India
Best for: Established Indian SMEs and accountants who already work in Tally
Desktop-first business management software widely used by Indian accountants for accounting, GST, inventory and payroll.
Pros
- Very familiar to Indian CAs and accountants
- Strong GST and statutory reporting
- Works offline
Cons
- Desktop-centric workflow
- Learning curve for beginners
- Remote access needs add-ons
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
4
Visit site
Vyapar Made for India
Best for: Small retailers and traders who bill from a phone or desktop
Billing, inventory and GST app aimed at Indian small businesses, with mobile and desktop versions.
Pros
- Simple for non-accountants
- Works on mobile
- Covers billing, stock and reports
Cons
- Limited for complex multi-branch operations
- Check which features need a paid licence
- Free plan
- Verify
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Inventory Management Software
GST billing and accounting app for small businesses with inventory, payment reminders and reports.
Pros
- Fast mobile billing
- Indian GST formats
- Multi-device access
Cons
- Accounting depth is limited compared with full ERP
- Verify plan limits before buying
- Free plan
- Verify
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Inventory Management Software
Inventory-heavy ERP and billing software popular with distributors, pharmacies and retailers.
Pros
- Strong inventory and batch tracking
- Industry-specific versions
- GST support
Cons
- Dated interface
- Needs setup and training
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
7
Visit site
Swipe Made for India
Best for: Indian SMEs who want fast GST invoices and e-invoices from phone or web
GST billing and invoicing app with e-invoicing, e-way bills, inventory and payment links.
Pros
- Quick GST invoices on mobile and desktop
- E-invoice and e-way bill support
- Shareable invoices on WhatsApp
Cons
- Advanced accounting is limited
- Check which features need a paid plan
- Free plan
- Verify
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Inventory Management Software
8
Visit site
Khatabook Made for India
Best for: Shopkeepers tracking customer credit (udhaar) and payments
Digital ledger app for recording credit, sending payment reminders and simple billing.
Pros
- Very easy for first-time digital users
- Available in many Indian languages
- Payment reminders
Cons
- Not a full accounting system
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software
Simple digital khata for customer and supplier credit, with reminders.
Pros
- Free and simple
- Works in regional languages
Cons
- Ledger-focused
- limited invoicing
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software
10
Visit site
Refrens Made for India
Best for: Freelancers and agencies sending GST and export invoices
Invoicing and accounting platform for freelancers and small businesses, with quotations, expenses and client management.
Pros
- Good for service businesses
- Multi-currency invoices for export clients
- Free tier to start
Cons
- Inventory features are basic
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
11
Visit site
BUSY Accounting Made for India
Best for: Traders, distributors and manufacturers needing GST accounting with inventory
Desktop accounting and inventory software widely used by Indian SMEs for GST, MIS reports and multi-location stock.
Pros
- Strong GST and inventory
- Many industry reports
- Works offline
Cons
- Desktop-first
- Interface takes time to learn
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
Widely used cloud accounting software with invoicing, expenses, bank feeds and an accountant ecosystem.
Pros
- Large accountant and app ecosystem
- Strong reporting
- Good bank integrations
Cons
- Availability and features vary by country
- Costs rise with add-ons
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
Cloud accounting platform known for bank reconciliation, invoicing and a large app marketplace.
Pros
- Clean, fast reconciliation
- Unlimited users on plans
- Big integration marketplace
Cons
- Payroll availability depends on country
- Lower plans cap some transactions
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
Invoicing-first accounting software with time tracking, expenses and client portals.
Pros
- Very easy invoicing
- Time tracking built in
- Good client experience
Cons
- Pricing tiers limit billable clients
- Less suited to inventory businesses
- Free plan
- No (trial may exist)
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
Free-to-start invoicing and accounting for small businesses, with paid payments and payroll add-ons.
Pros
- Free core invoicing and accounting
- Simple to learn
Cons
- Best suited to US/Canada
- Fewer integrations
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software, Accounting Software
Open-source invoicing, quotes, time tracking and client portal; can be self-hosted.
Pros
- Self-hosting option
- Free tier
- Flexible templates
Cons
- Self-hosting needs technical skills
- Interface less polished than paid rivals
- Free plan
- Yes
- Pricing
- See provider
- Also in
- Billing & Invoicing Software
Frequently asked questions
What is the best billing & invoicing software for small businesses in India?
There is no single best option. Zoho Books suits gST-registered small businesses that want accounting and invoicing together, while Zoho Invoice suits freelancers and service businesses who just need professional invoices. Shortlist two or three and test them with real work.
Is there free billing & invoicing software available in India?
Yes — Zoho Books, Zoho Invoice, Khatabook, OkCredit, Refrens offer a free plan or free tier. Free plans have limits, so check them against your needs.
How much does billing & invoicing software cost in India?
Pricing varies by provider, plan, number of users and billing period, and many vendors show regional prices in INR. Always check the provider's current pricing page and renewal price before committing.
Billing & Invoicing Software in India by state/region
Andaman and Nicobar IslandsAndhra PradeshArunachal PradeshAssamBiharChandigarhChhattisgarhDadra and Nagar Haveli and Daman and DiuDelhiGoaGujaratHaryanaHimachal PradeshJammu and KashmirJharkhandKarnatakaKeralaLadakhLakshadweepMadhya PradeshMaharashtraManipurMeghalayaMizoramNagalandOdishaPuducherryPunjabRajasthanSikkimTamil NaduTelanganaTripuraUttar PradeshUttarakhandWest Bengal