- Best for
- Small businesses and accountants in the UK, Australia and New Zealand
- Free plan
- No (trial may exist)
- Pricing
- Check the provider's website for current pricing in your currency.
- Company origin
- New Zealand
Overview
Xero is cloud accounting platform known for bank reconciliation, invoicing and a large app marketplace. It is a strong fit for small businesses and accountants in the UK, Australia and New Zealand. It is used internationally — check that it supports your country's tax rules, currency and payment methods.
Pros
- Clean, fast reconciliation
- Unlimited users on plans
- Big integration marketplace
Cons
- Payroll availability depends on country
- Lower plans cap some transactions
Who should consider Xero?
Consider it if you are among small businesses and accountants in the UK, Australia and New Zealand. Before you buy, test it with a week of real work, check the price for your number of users, and confirm you can export your data if you switch later.
Xero alternatives
| Software | Best for | Free plan | Origin | |
|---|---|---|---|---|
| Small businesses in the US, UK, Canada and Australia | No (trial may exist) | US | Visit | |
| Freelancers and service businesses billing clients for time | No (trial may exist) | CA | Visit | |
| Very small businesses in the US and Canada on a tight budget | Yes | CA | Visit | |
| Freelancers who want an open-source invoicing option | Yes | US | Visit | |
| GST-registered small businesses that want accounting and invoicing together | Yes | IN | Visit | |
| Freelancers and service businesses who just need professional invoices | Yes | IN | Visit |