How to use the SIP Calculator
A Systematic Investment Plan (SIP) invests a fixed amount every month. This calculator uses the standard future-value formula for monthly contributions made at the start of each month.
Important: mutual fund returns are not guaranteed and can be negative. The expected return you enter is an assumption, not a promise. This tool is for illustration and is not investment advice.
Frequently asked questions
Are SIP returns guaranteed?
No. Returns depend on market performance. The calculator only illustrates what an assumed rate of return would produce.
What return should I assume?
Use a conservative assumption and compare several scenarios. Speak to a SEBI-registered adviser for personal advice.