Best for: Shops wanting a UPI QR code and soundbox
✓ Free UPI QR
✓ Soundbox for instant alerts
Updated October 2026 · 4 products
Best UPI & Payment Apps for Shops for small businesses
For most Indian shops, a free UPI QR code is the cheapest, fastest way to get paid. Merchant apps add soundboxes, settlement reports and card machines.
Always confirm payments in your own app or soundbox — never on the customer's screen — and check your QR sticker regularly for tampering.
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Quick comparison
| Software | Best for | Free plan | Origin | |
|---|---|---|---|---|
| Shops wanting a UPI QR code and soundbox | Yes | IN | Visit | |
| Small merchants accepting UPI at the counter | Yes | IN | Visit | |
| Shops wanting a simple UPI QR and business profile | Yes | IN | Visit | |
| Kirana and small retailers accepting all UPI apps | Yes | IN | Visit |
What to look for
The shortlist
Best for: Small merchants accepting UPI at the counter
✓ Familiar to customers
✓ Free UPI QR
Best for: Shops wanting a simple UPI QR and business profile
✓ Free
✓ Simple setup
Best for: Kirana and small retailers accepting all UPI apps
✓ One QR for all UPI apps
✓ Merchant services
Merchant app for UPI QR payments, soundboxes, card machines and settlements.
Pros
- Free UPI QR
- Soundbox for instant alerts
Cons
- Device rentals and some services are paid
- Free plan
- Yes
- Pricing
- See provider
- Also in
- UPI & Payment Apps for Shops
2
Visit site
PhonePe for Business Made for India
Best for: Small merchants accepting UPI at the counter
PhonePe business app with UPI QR, SmartSpeaker and payment tracking.
Pros
- Familiar to customers
- Free UPI QR
Cons
- Some devices and services are paid
- Free plan
- Yes
- Pricing
- See provider
- Also in
- UPI & Payment Apps for Shops
3
Visit site
Google Pay for Business Made for India
Best for: Shops wanting a simple UPI QR and business profile
Accept UPI payments and manage a business profile with Google Pay.
Pros
- Free
- Simple setup
Cons
- Fewer extras than dedicated merchant apps
- Free plan
- Yes
- Pricing
- See provider
- Also in
- UPI & Payment Apps for Shops
Merchant UPI QR, soundbox and card machines for small businesses.
Pros
- One QR for all UPI apps
- Merchant services
Cons
- Check terms for loans and devices
- Free plan
- Yes
- Pricing
- See provider
- Also in
- UPI & Payment Apps for Shops
Head-to-head comparisons
Paytm for Business vs PhonePe for BusinessPaytm for Business vs Google Pay for BusinessPaytm for Business vs BharatPePhonePe for Business vs Google Pay for BusinessPhonePe for Business vs BharatPeGoogle Pay for Business vs BharatPe
UPI & Payment Apps for Shops by country
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